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Buying the Less Expensive Home in a Neighborhood

Posted on August 3, 2008 - Filed Under Finance | Leave a Comment

Lee Keadle

When you’re looking at homes to buy, be sure to keep in mind the basic real estate principles of progression and regression.  In a nutshell, these principles state that it is better to buy a lower priced home in a neighborhood of varying real estate prices. 

In a neighborhood where home prices vary, the lower priced homes will increase in value because of the higher priced homes.  The more expensive homes raise the property value of the less expensive homes.  This idea is called the principle of progression.

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Seven Rules to Make Your Home More Marketable

Posted on August 3, 2008 - Filed Under Finance | 1 Comment

Lee Keadle

On average buyers visit 19 homes before putting in an offer to buy.  What does this finding mean for sellers?  There is more competition on the market than there was even 5 years ago.  If you want to sell your house, you need to make it look its best in order to compete in the housing market (especially in Charleston, South Carolina’s market).  I have 7 rules that I follow to help sellers give their homes a competitive edge on the real estate market.

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Reasons to Live in Charleston, SC

Posted on August 3, 2008 - Filed Under Finance | 1 Comment

Lee Keadle

When I talk to clients about living in Charleston, I am always interested to hear the different reasons they have for moving to (or remaining in) Charleston.  Over the years I have heard probably hundreds of reasons, but I’ve managed to narrow it down to the top ten reasons to live in Charleston:

1.  “I want to live near the beach!?  With all the beaches Charleston has to offer, we have to ask clients what kind of beach they’re looking for.  Folly Beach is a favorite among surfers and other laid-back individuals.  If you’re looking for seclusion, then maybe a private beach like Kiawah, Seabrook, or Wild Dunes is a good start.  Isle of Palms and Sullivan’s Island fall somewhere in between, and they both have public access areas.   

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Your credit score may just been lowered

Posted on July 31, 2008 - Filed Under Finance | Leave a Comment

Avoid these common credit mistakes.

If your credit score was just lowered, how would you find out? There are so many avenues now to get your credit report it’s actually pretty easy. But what if it actually was lowered to the point that it would really cost you on loans? This is where the constant stream of information is flowing about how important your credit score is these days. A credit score is so powerful these days that it has become the driving force of the lending industry. When it comes right down to it, all of this is the result of money. If someone loans you money and your credit score states you are low risk, then there is a pretty good chance that the bank will not need to worry about you defaulting. But in this article I wanted to discuss some matters that would affect your credit score.

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5 Tips For Finding Extra Cash Without Working

Posted on July 28, 2008 - Filed Under Finance | 1 Comment

I recently decided to set down and try to figure out how I have come up with extra cash in the past without having to work extra hours, take on a second job, or partake in any other laborious activity which eluded into my personal time. So I came up with some pretty interesting things and here are five of them:

1. SAVE YOUR CHANGE

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How You Can Save With a Dental Plan vs. Dental Insurance

Posted on July 28, 2008 - Filed Under Finance | 1 Comment

With the recent need to cut back on many of our expenses, a vast majority of us are facing the struggle to keep our health insurance cost at a minimum. And for many of us, the added expense of dental insurance is something that is put on the back burner until it’s too late.  Even if you have dental coverage with your current insurance policy, when it’s time to visit the dentist we find that the insurance policy does not cover everything we think it should. Have you ever tried to use your dental insurance when you

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Understanding How Secured Credit Cards Work

Posted on July 28, 2008 - Filed Under Finance | Leave a Comment

This article helps exsplain what a secured credit card is, and the benifits of having one.

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What Is A Bad Credit Credit Card ?

Posted on July 27, 2008 - Filed Under Finance | 1 Comment

This article exsplains the benifits of bad credit credit cards, to help the consumer rebuild there credit history, and what to look for when applying for one of these type credit cards.

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Safe ways in applying online for credit cards

Posted on July 27, 2008 - Filed Under Finance | 2 Comments

This is a informative article about how to safely apply online for credit cards, and not have your information stolen or misused.

“Safe Ways In Applying Online for Credit Cards”  Due to the hectic nature of everyone’s life, many companies offer online ordering which gives consumers the option of shopping and purchasing goods online at their leisure. In this light, credit card companies have jumped on the bandwagon to offer consumers the ability to apply online for credit cards. Consumers receive emails on a daily basis with offers from various companies offering credit cards and incentives in order to entice consumers to apply in this manner. This is of benefit to both the consumer and credit card companies alike. Consumers receive the benefit of quick and easy applications which can be approved in a short amount of time. This involves less time and effort than applying for credit cards through the mail, or going to a financial institution, and having the application be processed manually.

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Keeping Your Credit Score High

Posted on July 27, 2008 - Filed Under Finance | Leave a Comment

If you want access to lending in the form of a credit card, personal loan, auto finance or for a new home then a good credit rating is crucial. Not only will it provide easier access to funds but will also allow you to get the lowest rates if your seen as a low risk borrower. Find out how to protect your credit rating.

If your likely to need a loan, credit card, store credit or even insurance then your access to these products and the rates you pay will be determined by your credit rating. There are many factors used to calculate the rating but as most banks and issuers are now using these score it pays to know the system and keep on the banks good side.

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